Crypto

Crypto Exchanges: fees & features

Fees, AUD deposit methods and AUSTRAC registration for exchanges serving Australians.

11 exchanges, listed alphabetically. This is not a ranking.

Binance Australia

Investbybit Pty Ltd, trading as Binance Australia (ABN 98 621 652 579) · Sydney, NSW (business address on AUSTRAC's VASP register) · founded 2017

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of Immersve Pty Ltd (AFSL 545925) (ASIC data, 30 Sep 2026)
Instant buy/sell: No % published on the pages checked. Binance Convert is quoted with 'zero traditional trading fees' (cost is built into the quote); card purchases show transaction fees before confirmation.
Order book fees: Spot, Regular user: maker 0.10%, taker 0.10% (0.075% each with the BNB fee discount), per the en-AU fee schedule.
AUD deposits: PayID, Bank transfer, Debit/credit card (Visa, Mastercard), Apple Pay, Google Pay

Features

600+ assets listed
AUD deposits and withdrawals via PayID and bank transfer, reopened to all Australian users in January 2026 (Binance statement reported 19 Jan 2026)
Crypto purchases via Visa/Mastercard, Apple Pay and Google Pay
Binance Convert, including scheduled recurring conversions
Binance Card available in Australia

Good to know

AUD PayID/bank transfers were unavailable from May 2023 until the January 2026 reinstatement; AUD deposit fees and limits are not published on the public pages checked
Card, Apple Pay and Google Pay purchases incur transaction fees; the rate is not published on the pages checked
AUSTRAC has required an external audit of Binance Australia's AML/CTF compliance (notice dated 26 Feb 2026)
ASIC oversaw about $13.1 million in compensation paid by Oztures Trading Pty Ltd (trading as Binance Australia Derivatives, a Binance group entity separate from Investbybit) to 435 derivatives clients it reported had been wrongly classified as wholesale clients. Its AFS licence was cancelled at its request on 6 Apr 2023. Source
AUSTRAC directed Binance Australia (Investbybit Pty Ltd) to appoint an external auditor after identifying serious concerns with its AML/CTF controls. The formal s 162(2) notice is dated 26 Feb 2026 and covers 1 Jan 2024 – 30 Jun 2025. Source
Federal Court (Moshinsky J) ordered Oztures Trading Pty Ltd (Binance Australia Derivatives) to pay a $10 million penalty plus a contribution to ASIC's costs. It admitted misclassifying 524 retail clients as wholesale between July 2022 and April 2023 (proceedings commenced Dec 2024, 24-283MR). Source

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

BTC Markets

BTC Markets Pty Ltd (ABN 45 164 093 887) · Cremorne, VIC (business address on AUSTRAC's VASP register) · founded 2013

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of BTCM Payments Limited (AFSL 525840) (ASIC data, 30 Sep 2026)
Instant buy/sell: Quick Buy/Sell: no separate trading fee; the quoted price includes a spread that varies with market conditions, asset, order size and liquidity (no % published).
Order book fees: Advanced Trade, AUD and USDT pairs: 0.85% at the lowest 30-day volume tier ($0.01–$500), tiering down to 0.10% above $5,000,000; single rate, not split into maker/taker. BTC-quoted pairs: maker -0.05%, taker 0.20%. Fees include GST for Australian residents.
AUD deposits: PayID (Osko/NPP), Direct deposit (BSB and account number), Debit/credit card (Visa, Mastercard), Apple Pay (in the iOS app card-deposit flow)
Free for all AUD deposit methods, including card (card minimum $30).

Features

50 markets (43 AUD pairs) listed on its assets page assets listed
Advanced Trade order book with AUD, USDT and BTC pairs
Recurring Buy (daily, weekly or monthly)
OTC desk and SMSF accounts
API trading; iOS and Android apps

Good to know

Quick Buy/Sell prices include a variable spread
Advanced Trade fee on AUD/USDT pairs is 0.85% at the lowest volume tier
Crypto withdrawal fees vary by asset; an AU$10 fee applies if a crypto deposit has to be returned

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Coinbase

Coinbase Australia Pty Ltd (ABN 89 654 922 442) · No headquarters (Coinbase Global, Inc. describes itself as remote-first); AU entity address in Barangaroo, Sydney, NSW (AUSTRAC register) · founded 2012

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Holds AFSL 569752, granted 2 Apr 2026 (ASIC data, 30 Sep 2026)
Instant buy/sell: No fixed % published for AU. Simple buy/sell/convert prices include a spread plus a Coinbase fee that depends on payment method, order size, market conditions, location and asset; both are shown on the preview screen. Simple limit orders add a 1% limit-order execution fee.
Order book fees: —
AUD deposits: PayID, Bank transfer / Osko, Debit card (purchases only)
AU homepage: 'zero fees' to deposit and withdraw AUD using PayID, Osko, card or bank transfer. The AU help centre lists debit card as a buy-only method; no card purchase fee % is published on the AU pages checked.

Features

200+ assets listed
Coinbase Advanced order book (market, limit and stop-limit orders)
Recurring buys
PayID AUD deposits and withdrawals
iOS and Android apps

Good to know

Simple buy/sell prices include a spread and a variable fee; no fixed % is published on the AU help pages
Simple limit orders carry a separate 1% execution fee
Coinbase Advanced fee tiers are only shown after signing in

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

CoinJar

CoinJar Australia Pty Ltd (ABN 75 648 570 807) · Melbourne, VIC · founded 2013

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of EML Payment Solutions Limited (AFSL 404131) (ASIC data, 30 Sep 2026)
Instant buy/sell: 1% on buy, sell and crypto-to-crypto conversions, plus a spread that varies with the amount converted (displayed rates are based on a $2,000 trade). Card, Apple Pay and Google Pay purchases: 2%.
Order book fees: CoinJar Exchange, entry tier ($0–$100,000 30-day volume), AUD/USD/GBP pairs: maker 0.10%, taker 0.10% (incl. GST). Crypto/crypto and crypto/stablecoin pairs: maker 0.00%, taker 0.06%.
AUD deposits: PayID/Osko/NPP, Bank transfer (BSB and account number), PayPal, Debit/credit card (direct purchase), Apple Pay / Google Pay (direct purchase)
PayID/Osko/NPP and bank transfer: no fee. PayPal: 0.5% (min $10; PayPal-funded AUD can only be used to buy crypto). Card, Apple Pay and Google Pay purchases: 2%. Recurring buys funded by card: 1%.

Features

60+ assets listed
CoinJar Exchange order book (market, limit and stop-limit orders)
OTC trading desk
SMSF, company and trust accounts
Recurring Buy; CoinJar Card (prepaid Mastercard)

Good to know

Instant buy/sell prices include a spread that grows with trade size, on top of the 1% fee
Card, Apple Pay and Google Pay purchases cost 2%
PayPal deposits cost 0.5% and can only be used to buy crypto; crypto withdrawal fees vary by coin and network

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

CoinSpot

Casey Block Services Pty Ltd, trading as CoinSpot (ABN 19 619 574 186) · Windsor, VIC (business address on AUSTRAC's VASP register) · founded 2013

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Holds AFSL 562554, granted 29 Apr 2026 (ASIC data, 30 Sep 2026)
Instant buy/sell: 1% on Instant Buy, Sell and Swap (also 1% on Recurring Buy and on take-profit/stop/limit orders placed via Instant Buy/Sell). Buy and sell prices also differ by a real-time spread; no spread % is published.
Order book fees: 0.1% per trade on CoinSpot Markets (COIN/AUD order book); no separate maker/taker rates published. OTC desk: 0.1%.
AUD deposits: PayID, Direct bank deposit (Osko), Debit/credit card (Visa, Mastercard), PayPal, Apple Pay, Google Pay, Cash deposit
PayID, direct deposit, card and PayPal: free (fees page). Apple Pay and Google Pay: free (help centre). Cash deposit: 2.5% (help centre: $50 minimum, $8,000 per 24 hours). Help centre notes bank fees may apply to credit card deposits.

Features

470+ assets listed
Order-book Markets (COIN/AUD) for a subset of listed coins
OTC trading desk
SMSF, company and trust accounts
Recurring Buy; iOS and Android apps

Good to know

The 1% fee applies to Instant Buy/Sell/Swap and Recurring Buy; the 0.1% rate applies only on the Markets order book, which covers a limited set of coins
Instant prices include a spread on top of the 1% fee
Cash deposits cost 2.5%; PayPal AUD withdrawals carry a 2% fee; crypto withdrawals incur a network fee that varies by coin

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Crypto.com

Foris DAX AU Pty Ltd (ABN 76 640 692 735) · founded 2016

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of Foris GFS Australia Pty Ltd (AFSL 467462) (ASIC data, 30 Sep 2026)
Instant buy/sell: No fixed % published. Crypto.com acts as principal and quotes bid/ask prices (a spread applies) and may charge an admin fee, which is shown in the trade preview.
Order book fees: Crypto.com Exchange spot, Level 1 (under US$10,000 30-day volume): maker 0.25%, taker 0.50%.
AUD deposits: PayID / NPP bank transfer, Debit/credit card (Visa, Mastercard), Apple Pay, Google Pay
PayID/NPP: no Crypto.com fee (min AU$20; max AU$100,000 per deposit/day). Card and Apple Pay purchases: a card fee 'varies depending on the country'; no AU rate is published on the pages checked. The homepage notes 'Other fees and spread may apply'.

Features

400+ assets listed
AUD Account funded via PayID/NPP; AUD withdrawals via NPP
Order-book exchange with stop-loss, OCO and iceberg orders
Level Up subscription tiers (AU$6.99 and AU$49.99/month) that remove trading fees up to a monthly cap
iOS and Android apps

Good to know

App buy/sell prices are quoted by Crypto.com as principal; spread and other fees may apply
Card and Apple Pay purchases carry a card fee; no AU rate is published on the pages checked
AUD withdrawals require a prior successful NPP deposit from the same bank account; third-party and joint-account transfers are not accepted

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Digital Surge

Digital Surge Pty Ltd (ABN 89 620 473 109) · Brisbane, QLD (business address on AUSTRAC's VASP register) · founded 2017

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Not found in ASIC licence data (ASIC data, 30 Sep 2026)
Instant buy/sell: 0.50% standard rate for buys, sells and swaps (30-day volume up to $100k), tiering down to 0.10% above $5m. The fees page says prices include the live spread. Recurring buys and trigger orders are charged the same rate.
Order book fees: Not published: no separate maker/taker schedule; the tiered trading rate applies to all orders.
AUD deposits: PayID, Bank transfer (Osko/NPP where supported)
PayID and bank transfer: free (minimum deposit $20). Card deposits are not supported.

Features

400+ assets listed
SMSF accounts (with BGL Simple Fund 360 data feed)
Company and trust accounts
Recurring buys
Trigger orders (including stop-loss) and price alerts
API access; iOS and Android apps

Good to know

Quoted prices include the live spread on top of the trading fee
The advertised 'from 0.1%' rate applies only above $5m 30-day volume; the standard rate is 0.50%

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Independent Reserve

Independent Reserve Pty Ltd (ABN 46 164 257 069); IG Group completed its acquisition of Independent Reserve (IR announcement, 2 Feb 2026) · Sydney, NSW (Level 26, 44 Market Street) · founded 2013

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Not found in ASIC licence data (ASIC data, 30 Sep 2026)
Instant buy/sell: No separate instant-buy product listed; market and limit orders are placed on IR's order book at the standard trading fee (0.50% at the entry tier).
Order book fees: 0.50% at AUD 0 30-day volume, tiering down to 0.02% at AUD 200,000,000; single rate (no separate maker/taker rates published).
AUD deposits: PayID/Osko, Bank transfer (EFT), Debit/credit card (Australian-issued), PayPal
PayID/Osko and EFT: free. Debit/credit cards: '0% for Australian cards' (fees page), although the homepage FAQ says 1%. PayPal: 1%. AUD 20 assisted transfer fee where manual processing is required.

Features

45 (AUD markets listed on its markets page; no headline figure published) assets listed
Order-book trading in AUD, USD, NZD and SGD
Limit, stop-limit and market orders
OTC trading desk
SMSF, company and trust accounts
Recurring buy (charged at the standard trading fee); mobile app

Good to know

Instant (PayID/NPP) AUD withdrawals cost AUD 1.50; EFT withdrawals are free
PayPal deposits cost 1%; the 0% card rate applies to Australian-issued cards only

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Kraken

Bit Trade Pty Ltd (ABN 42 163 237 634), trading as Kraken; a subsidiary of Payward, Inc. · Sydney, NSW (Australian operator); parent Payward, Inc. is US-based · founded 2011

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of Beaufort Fiduciaries Pty Ltd (AFSL 545124) and Flexewallet Pty Ltd (AFSL 448066) (ASIC data, 30 Sep 2026)
Instant buy/sell: 1% on instant and recurring buys/sells (1.5% on custom orders), plus a spread included in the price. Card/Apple Pay/Google Pay funding adds A$0.25 + 3.75%.
Order book fees: Kraken Pro spot, Tier 1 ($0+ 30-day volume): maker 0.40%, taker 0.80% (tiers effective 9 Jul 2026). Stablecoin, pegged-token and FX pairs: maker 0.20%, taker 0.20%.
AUD deposits: PayID, Bank transfer / Osko, RTGS, PayPal, Apple Pay / Google Pay, Debit/credit card
PayID and bank transfer/Osko: free (min A$5). RTGS: A$33 (min A$100). PayPal: processing fees vary by region. Card, Apple Pay and Google Pay: A$0.25 + 3.75%, on top of the regular trading fee.

Features

200+ assets listed
Kraken Pro order book, including AUD pairs
OTC trading desk
Recurring buys
REST and WebSocket API; Kraken and Kraken Pro mobile apps

Good to know

Instant Buy prices include a spread on top of the 1% fee (1.5% for custom orders)
Card, Apple Pay and Google Pay purchases cost 3.75% + A$0.25 and may trigger a withdrawal hold of up to 72 hours
Kraken Pro entry-tier fees rose to 0.40% maker / 0.80% taker in July 2026; older third-party comparisons may show lower figures
Federal Court found Bit Trade Pty Ltd (Kraken's Australian operator) breached its design and distribution obligations by offering a 'margin extension' product, found to be a credit facility, without a target market determination (ASIC v Bit Trade Pty Ltd [2024] FCA 953). Source
Federal Court ordered Bit Trade Pty Ltd to pay an $8 million penalty, plus ASIC's costs, for issuing the margin extension product to more than 1,100 Australian customers without a TMD. ASIC said this was its first penalty for failing to have a TMD. Source

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

OKX Australia

OKX Australia Pty Ltd (ABN 22 636 269 040) · Sydney, NSW (business address on AUSTRAC's VASP register)

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Authorised representative of Openmarkets Australia Limited (AFSL 246705) and Bano Pty Ltd (AFSL 536984) (ASIC data, 30 Sep 2026)
Instant buy/sell: Convert: no fee charged, but a spread is built into each conversion rate (Terms of Service cl 19.2(c)). Card, Apple Pay and Google Pay buys: AUD 0% per the card fee table.
Order book fees: Retail Regular tier: maker 0.70%, taker 0.70% (all pairs excluding zero-fee pairs; effective 22 Apr 2026).
AUD deposits: Bank transfer from an Australian bank, Debit/credit card (Visa, Mastercard; Australian-issued), Apple Pay, Google Pay
No OKX fee on AUD bank transfer deposits (your bank may charge). The card fee table shows AUD 0% ('subject to change'). AUD withdrawals: no fee.

Features

No OKX fee on AUD bank deposits or AUD withdrawals
Apple Pay and Google Pay purchases for verified Australian users
Convert quotes a fixed rate before execution
TradingView integration

Good to know

The Regular retail tier's spot order-book fee is 0.70% for both maker and taker
Convert and Buy quotes include a spread even when no fee is shown
OKX's AU Terms of Service state its Convert and Spot services are not regulated under the Australian financial services licensing regime and are not subject to ASIC regulation

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

Swyftx

Swyftx Pty Ltd (ABN 72 623 556 730) · Milton, Brisbane, QLD · founded 2019

Official site

AUSTRAC registration: Registered
On AUSTRAC’s virtual asset service provider register, no conditions shown (checked 4 Oct 2026)
ASIC licence status: Holds AFSL 568543, granted 3 Jul 2026 (ASIC data, 30 Sep 2026)
Instant buy/sell: 0.6% trading fee at the entry ('Regular', under $100,000 30-day volume) tier, tiering down to 0.1% at $6,000,000+. A spread (base plus market-dependent component) is also built into the displayed price. Swaps are charged as a sell plus a buy (1.2% total at the 0.6% tier).
Order book fees: Not published: Swyftx lists no maker/taker order-book schedule; market and trigger orders use the same tiered trading fee.
AUD deposits: PayID, Bank transfer (Osko or standard), Debit/credit card (via Stripe or Banxa), Apple Pay, Google Pay
Bank transfer and PayID: free. Card deposits: the fees page says they 'may incur a fee up to 2.4%'; the help centre says Stripe card deposits have no Swyftx fee (min $30, max $15,000) and Banxa card deposits carry up to a 2.5% spread.

Features

410+ assets listed
Auto Invest (scheduled recurring buys)
Demo mode with simulated funds
OTC trading desk
SMSF, company and trust accounts

Good to know

A spread applies on top of the trading fee on buys, sells and swaps
Swaps are charged as two trades (1.2% total at the 0.6% tier)
Card deposit costs differ between pages: up to 2.4% (fees page) vs up to a 2.5% spread via Banxa (help centre)

Checked 4 October 2026. Fee schedule Fees can change at any time: confirm on the exchange before you trade.

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Common questions

Is this a recommendation to use one of these exchanges?

No. We show factual information (fees, deposit methods, AUSTRAC registration and ASIC licence status) in alphabetical order so you can do your own research. We don’t recommend any exchange or crypto-asset, this isn’t financial advice, and we don’t receive any payment from the exchanges listed.

What does AUSTRAC registration mean?

Businesses that exchange crypto for Australian dollars must register with AUSTRAC, Australia’s financial intelligence agency, as a virtual asset service provider and meet anti-money-laundering rules. Registration isn’t a licence. It doesn’t mean AUSTRAC or the government endorses the exchange or protects your money.

Are crypto exchanges regulated in Australia?

Increasingly, yes. ASIC says some crypto products, such as many stablecoins, wrapped tokens and “earn” or staking services, are already financial products, and several exchanges now hold an Australian Financial Services Licence. The Digital Assets Framework Act 2026 starts in April 2027 and will require platforms that hold customers’ crypto to be licensed. Check ASIC’s Moneysmart website for the latest.

Important information

Crypto risk warning. Crypto-assets are highly volatile and speculative, and you could lose all the money you put in. We list exchanges in alphabetical order with factual information only (fees, deposit methods, AUSTRAC and ASIC status). We don't recommend any exchange or crypto-asset, nothing here is financial advice, and we don't receive any payment from crypto exchanges. Bargain.com.au does not hold an Australian Financial Services Licence. Crypto held on an exchange isn't covered by the government deposit guarantee. New laws starting in April 2027 will require exchanges that hold customers' crypto to be licensed. See ASIC's Moneysmart and Scamwatch before you start.

Prices can change. Prices, features and availability are indicative and can change without notice. Always confirm the current price and terms on the provider's website before you buy.

Automated and AI-assisted data. Some information on this page is collected and summarised by automated tools, including AI, and may contain errors. Check the original source before relying on it, and tell us if something's wrong.

General information only. Bargain.com.au publishes factual information and comparison tools. It isn't financial, legal or tax advice and doesn't take your objectives, financial situation or needs into account. Check the details with the provider before you decide. Full disclaimer